On October 13, 2025, in observance of Columbus Day, Bank of America and Wells Fargo will close all of their 7,700 branch locations across the United States for 24 hours. This closure is part of the banks’ regular practice to recognize the federal holiday, which commemorates Christopher Columbus’s landing in the Americas. While these closures might cause temporary inconvenience for customers who prefer in-person banking, the banks have made provisions to ensure that essential services are still accessible during the holiday.
Customers are advised to plan ahead for their banking needs, as physical branches will be unavailable for face-to-face transactions on Columbus Day. This includes services such as in-person deposits, loan consultations, and other customer services typically offered at the branch level. However, the banks have emphasized that their ATMs will remain operational, allowing customers to withdraw cash and complete other common transactions such as transfers and bill payments.
In addition to ATMs, both Bank of America and Wells Fargo are offering uninterrupted access to their digital banking services. Customers can manage their accounts, transfer funds, pay bills, and conduct a variety of banking functions via mobile apps or online banking platforms. These services are available 24/7, meaning that customers can continue to complete their banking tasks from the convenience of their computers or smartphones, regardless of the holiday.
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While the closure may cause some disruption for those who rely on in-person services or need immediate assistance, the availability of digital banking and ATM access helps mitigate any major inconvenience. It is recommended that customers check their accounts ahead of time to ensure they have sufficient access to funds or make any necessary transactions before Columbus Day. This will help avoid any surprises or delays if there is a need for physical banking services on the holiday.
In addition to the ATM and digital banking services, both banks have assured customers that their customer service teams will remain available through online channels for urgent inquiries. Whether through chat support, email, or phone lines, customers can still reach out for assistance if they require help with an account or face any issues during the holiday closure.
For customers who may require more specialized in-person services or need to speak with a representative about specific banking concerns, it’s advisable to visit branch locations prior to Columbus Day. With the closure lasting 24 hours, scheduling visits in advance is crucial for those who need more personalized support or wish to resolve complex banking matters before the holiday.
As Columbus Day approaches, Bank of America and Wells Fargo are reminding customers to prepare for the closure and consider alternative banking methods. For those who prefer to conduct business in person, they should plan their visits around the holiday. Despite the temporary closure of physical branches, the continued availability of online and ATM services ensures that customers can continue to manage their financial needs with ease. This balance of digital and physical service offerings reflects the evolving landscape of banking, where flexibility and access to technology allow for more convenience and ease, even during holiday closures.
The banks are confident that the measures in place will ensure that customers will not experience major disruptions in their ability to access their funds or manage their accounts. However, it remains important for customers to be proactive in preparing for the closure by reviewing their banking requirements and utilizing the available services ahead of time.
